Apply for Financing – First Time Buyer Program at Five Star Ford North Richland Hills

Financing a vehicle for the first time is a major step in establishing credit, but how are you supposed to do it if dealerships tell you that you have to already have established credit?

At Five Star Ford, the answer is easy with our First Time Buyer Program. The loan types are designed for those who have little to no credit and are ready to embark on the purchase of their first automobile. We have multiple banks that will accept First Time Buyers and help you get your credit started today!

Apply Now

Minimum Guidelines:

  • Must be at least 18 years old and be able to repay the loan
  • Must be employed for a minimum of one year or have a qualified co-signer
  • Have no more than 12 months of auto loan payment history reflected on credit report and no derogatory credit may be present
  • Minimum gross monthly income (what you make before taxes) requirement is $1,500
  • Monthly payment not to exceed 20% of gross income, including insurance premium
  • Proof of auto insurance required
  • Maximum loan amount is $15,000
  • Must provide a minimum of 5% cash down (having a qualified co-signer may reduce or eliminate the need for a cash down payment)

Simply complete the application below and one of our credit specialists will contact you as soon as possible.